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Partnership with Clearwater Benefits Will Provide eXp Agents with Access to Healthcare Choices

BELLINGHAM, Wash. — Nov. 4, 2019 — eXp Realty, The Real Estate Cloud Brokerage and a subsidiary of eXp World Holdings, Inc. (NASDAQ: EXPI), today announced it is partnering with Clearwater Benefits to provide U.S. eXp Realty agents with innovative and low-cost choices for their health care. The new program is named eXp Agent Healthcare.

Clearwater Benefits is an insurance brokerage that offers coverage to people who want affordable healthcare and substantial protection for themselves and their families. eXp Realty agents can enroll in traditional insurance or an innovative healthcare option that is potentially more affordable than coverage purchased on the Health Insurance Marketplace. Through eXp Agent Healthcare, eXp Realty agents will have a dedicated concierge to help them maximize their savings and access to Teladoc, which provides 24/7 medical care via videoconferencing. eXp Agent Healthcare is now available to all eXp Realty agents in the United States.

“We heard from our agents that finding affordable health care is a challenge that detracts from their peace of mind and growing their businesses, which is why we’re so pleased to roll out eXp Agent Healthcare,” said Jason Gesing, CEO of eXp Realty. “At eXp, we are focused on our agents’ success, and providing access to the best possible health care aligns with our strategy to prioritize our agents. Our exclusive partnership with Clearwater means agents will have access to affordable, quality healthcare so they can focus on what matters most to them.”

As independent contractors, real estate agents typically purchase health care on the open market, which can be expensive, and a 2018 National Association of REALTORS(R) study showed that 14 percent of members have no health insurance. According to Clearwater Benefits, independent contractors enrolled in their programs save an average of $10,000 on fixed healthcare expenses and 80 percent on out-of-pocket expenses.

“We are thrilled to partner with eXp Realty to provide thousands of agents across the United States with access to our affordable, innovative healthcare choices,” said Jason Sherman, president and co-founder of Clearwater Benefits. “eXp is an innovator in the industry that cares tremendously about its agents. We anticipate many agents will experience significant savings and better care.”

About eXp Realty

eXp Realty is an eXp World Holdings, Inc. (NASDAQ: EXPI) company. eXp World Holdings also houses eXp World Technologies, LLC, which operates the VirBELA platform.

eXp Realty, The Real Estate Cloud Brokerage(TM), is the largest residential real estate brokerage by geography in North America. It is one of the fastest growing real estate brokerage firms in North America with more than 24,000 agents across 50 U.S. states, the District of Columbia and six Canadian provinces. The company recently announced expansion into the United Kingdom and Australia. As a subsidiary of a publicly traded company, eXp Realty uniquely offers real estate professionals within its ranks opportunities to earn eXp World Holdings stock for production and contributions to overall company growth.

VirBELA offers a modern, cloud-based environment focused on education and team development with clients in various industries from government to retail. VirBELA developed eXp Realty’s current cloud campus, which provides 24/7 access to collaborative tools, training and socialization for the company’s agents and staff.

For more information, please visit the company’s website at www.exprealty.com.

Connect with eXp Realty and eXp World Holdings:

• Facebook – Canada, United States, investor relations
• Twitter – United States, investor relations
• LinkedIn – Canada and United States

Media Relations Contact:

Cynthia Nowak
Vice President, Marketing and Communications, eXp Realty
360.419.5285 ext. 116
cynthia.nowak@exprealty.net

Investor Relations Contact:

Raymond “RJ” Jones
Executive Vice President, finance and growth, eXp World Holdings
360.761.4393
investors@expworldholdings.com

BELLINGHAM, Wash. — Oct. 24, 2019 — eXp Realty, The Real Estate Cloud Brokerage(TM) and a subsidiary of eXp World Holdings, Inc. (NASDAQ: EXPI), today announced that Jason Gesing has been named CEO. As CEO, Gesing will support eXp Realty’s business by leading corporate decisions, and managing the overall operations and resources of the company. Jason will remain a member of the eXp World Holdings Board of Directors.

Gesing has been a critical part of eXp Realty since joining the company in March 2010 and has served in a number of capacities, most recently as Executive Vice President, Business Development, for eXp World Holdings.

“Jason has been an invaluable part of eXp since almost the beginning 10 years ago and helped us get to where we are today — from fewer than 25 agents in four U.S. states to more than 24,000 agents across North America and soon in the United Kingdom and Australia,” said eXp World Holdings CEO, Chairman and Founder Glenn Sanford. “As I step up to work on the long-term sustainability of the overall parent company, I couldn’t be more excited and pleased to entrust our amazing agents and staff to Jason and the eXp Realty leadership team. We now have the right team in place to steward and grow the company in the right direction.”

Sanford will remain CEO of eXp World Holdings. This change will allow him to focus his time, energy and passion on all aspects of the overall parent company.

About eXp Realty

eXp Realty is an eXp World Holdings, Inc. (NASDAQ: EXPI) company. eXp World Holdings also houses eXp World Technologies, LLC, which operates the VirBELA platform.

eXp Realty, The Real Estate Cloud Brokerage(TM), is the largest residential real estate brokerage by geography in North America. It is one of the fastest growing real estate brokerage firms in North America with more than 24,000 agents across 50 U.S. states, the District of Columbia and six Canadian provinces. The company recently announced expansion into the United Kingdom and Australia. As a subsidiary of a publicly traded company, eXp Realty uniquely offers real estate professionals within its ranks opportunities to earn eXp World Holdings stock for production and contributions to overall company growth.

VirBELA offers a modern, cloud-based environment focused on education and team development with clients in various industries from government to retail. VirBELA developed eXp Realty’s current cloud campus, which provides 24/7 access to collaborative tools, training and socialization for the company’s agents and staff.

For more information, please visit the company’s website at www.exprealty.com.

Connect with eXp Realty and eXp World Holdings:

• Facebook – Canada, United States, investor relations
• Twitter – United States, investor relations
• LinkedIn – Canada and United States

Media Relations Contact:

Cynthia Nowak
Vice President, Marketing and Communications, eXp Realty
360.419.5285 ext. 116
cynthia.nowak@exprealty.net

Investor Relations Contact:

Raymond “RJ” Jones
Executive Vice President, finance and growth, eXp World Holdings
360.761.4393
investors@expworldholdings.com

BELLINGHAM, Wash. — Oct. 22, 2019 — eXp Realty, The Real Estate Cloud Brokerage(TM) and a subsidiary of eXp World Holdings, Inc. (NASDAQ: EXPI), today announced the appointment of Joe Han to the role of Vice President, U.S. eXpansion Growth. He joins the eXp Growth team to lead expansion into new and underserved markets across the United States as well as lead the transition process for brokerages joining eXp.

Han brings more than 16 years of real estate experience in the real estate industry as a growth officer, CEO, team leader, top agent and industry association president. Most recently, as Chief Growth Officer of Climb Real Estate, he was responsible for spearheading growth throughout the San Francisco Bay Area where he helped increase agent count and annual revenue, while successfully launching multiple offices. Under his leadership, Climb was recognized as the No. 2 NRT office in the country for recruiting productive agents.

“We are thrilled to add someone with Joe’s experience and track record to our eXp Growth leadership team. Joe has succeeded in building real estate companies across the United States for more than 16 years, and is well respected across all brands for his integrity and focus on helping others succeed,” said eXp Realty President of U.S. Growth Dave Conord. “He’s a perfect fit for our fast-paced growth team and agent-success-obsessed culture.”

Previously, Han was a CEO/Team Leader of the Cupertino, Calif, office of Keller Williams, which became the largest real estate office in Silicon Valley. He was directly responsible for helping the office increase sales volumes more than 400 percent in three years. While at Keller Williams, for three consecutive years he earned the black belt recruiting award, which is awarded to approximately 10 people annually, and was recognized as a Top 20 recruiter nationwide.

As a real estate agent, Han placed in the Top 10 percent of Realtors in Santa Clara County from 2003 through 2012. He also served as the President of the Asian Real Estate Association of America – Silicon Valley from 2012 through 2013 and on the Board of Directors for the Silicon Valley Association of Realtors from 2010 through 2012.

About eXp Realty
eXp Realty is an eXp World Holdings, Inc. (NASDAQ: EXPI) company. eXp World Holdings also houses eXp World Technologies, LLC, which operates the VirBELA platform.

eXp Realty, The Real Estate Cloud Brokerage(TM), is the largest residential real estate brokerage by geography in North America. It is one of the fastest growing real estate brokerage firms in North America with more than 23,000 agents across 50 U.S. states, the District of Columbia and six Canadian provinces. The company recently announced expansion into the United Kingdom and Australia. As a subsidiary of a publicly traded company, eXp Realty uniquely offers real estate professionals within its ranks opportunities to earn eXp World Holdings stock for production and contributions to overall company growth.

VirBELA offers a modern, cloud-based environment focused on education and team development with clients in various industries from government to retail. VirBELA developed eXp Realty’s current cloud campus, which provides 24/7 access to collaborative tools, training and socialization for the company’s agents and staff.

For more information, please visit the company’s website at www.exprealty.com.

Media Relations Contact:

Cynthia Nowak
Vice president, marketing and communications, eXp Realty
360.419.5285 ext. 116
cynthia.nowak@exprealty.net

Team Suites Allow Teams of Up to 20 to Work Together, Remotely;
Promotes Casual Interaction and Deeper Collaboration

La Jolla, Calif. — Oct. 22, 2019 — Virtual office space provider VirBELA, an eXp World Holdings, Inc. (Nasdaq: EXPI) company, today announced the launch of its private Team Suites. Team Suites, which have been in beta testing, allow teams of up to 20 people to collaborate in a private virtual office space.

Four out of 10 (43 percent) of American workers say they work away from the office some or all of the time, and that number continues to grow. VirBELA offers a variety of spaces that allow remote teams to interact, conduct meetings and presentations and, now, sit together daily in a private, virtual office environment. Current clients include Stanford University.

“Technology is racing to facilitate the growing trend of remote work. Even as more people are working from home or local co-working spaces, study after study show collaboration and engagement are key to driving business results,” said VirBELA Founder Dr. Alex Howland. “Video conference and instant message technology promote collaboration, but what’s missing is casual interaction, real-time conversation and deep engagement with companies and colleagues. VirBELA creates the opportunity for teams to virtually sit together while doing their work, asking questions and having conversations just like they would in a physical office.”

VirBELA offers three types of virtual office space:

• VirBELA’s Open Campus is free for anyone to use, allowing entrepreneurs and small businesses to work together in an immersive environment.
• Now, VirBELA offers private Team Suites within the Open Campus that can be leased on a month-to-month basis for $200 per month. A Team Suite is a private, branded, virtual office for up to 20 people that costs thousands less per month than leasing a brick-and-mortar space.
• VirBELA also offers fully-customized environments that allow companies to have their own private campus or to host unique training specific to their industry. People can hold “face-to-face” meetings or host online events, on an ongoing or one-time basis.

For more information about VirBELA Open Campus or private Team Suites, visit www.virbela.com to take a tour of the future of work.

About VirBELA

Virtual reality company VirBELA offers collaboration, training and custom development using virtual reality and 3D immersive technology. Clients in various industries from government to retail and from small teams to large enterprises use VirBELA to improve the way people learn and collaborate together, while apart.

Current clients include Stanford, the U.S. Navy and the fastest growing real estate brokerage in North America, eXp Realty.

VirBELA is an eXp World Holdings, Inc. (Nasdaq: EXPI) company.

For more information about VirBELA Open Campus or private Team Suites, visit www.virbela.com to take a tour of the future of work.

Connect with VirBELA:

• Facebook – VirBELA
• Twitter – VirBELA
• LinkedIn – VirBELA

Media Relations Contact:
For VirBELA:
Katie Curnutte
617.640.9765
katie@kingstonmarketing.group

For eXp World Holdings:
Cynthia Nowak
Vice president, marketing and communications
360.419.5285 ext. 116
cynthia.nowak@exprealty.net